3/31/2024 0 Comments Define credit memoThis may be a mistake in the quantity or the price or any other item. Even when the invoicing process is computerized, there is the possibility of the invoice having an error. Invoices are an essential part of the sales process. They help you in situations when an invoice needs to be edited. Credit notes help maintain a proper audit trail in the books of accounts. It is essential for a person who works with invoicing to know what a credit note is and how it works. However, credit notes can play a vital role in invoicing. Some companies do not often use credit notes. Using TallyPrime to account for credit notes and memos.Knowing more about the credit memos from banks.What is a credit memo in accounting (bookkeeping notes)?.What information should a credit memo include?.The information on a credit note should be similar to that listed an invoice. What information should you include on a credit note? In double-entry bookkeeping, it is entered both as credit under account receivables and debit under revenue. In single-entry bookkeeping, the credit note’s value should simply be entered on a customer’s account. How exactly you enter credit notes into your accounts depends on which bookkeeping system you use. The latter scenario plays out when it’s more convenient because multiple transactions between the parties regularly take place. Sometimes they can be linked to a future invoice (as in the example above). They are usually directly associated with a specific invoice, so it is best to keep them in the same email chains as those (if your accounting software enables this). The next time Construction Co makes a purchase from Truck Ltd., the credit note is redeemed with the invoice – $15,000 is subtracted from the credit total.Ĭredit notes are issued by and to accounting departments – i.e., along the same channels regular invoices are issued. The credit note is also recorded by both parties internally so that their accounts are balanced. realise their mistake shortly after and issue a credit note for the amount Construction Co overpaid ($15,000). Unfortunately, the invoice amount did not list the 10% discount promised by Truck Ltd.’s sales staff.īefore anyone had detected the error, the payment is successfully made by Construction Co.’s accounting team (who were unaware of the discount issue). An automated invoice for the amount of $150,000 was issued by Truck Ltd and sent to Construction Co. An example scenario of issuing a credit noteĬonstruction Co. has just ordered three large flatbed trucks from their regular supplier, Truck Ltd. Perhaps a product was incorrectly listed or described by seller, or it didn’t meet quality expectations. Customer dissatisfactionĬustomers’ expectations might not match what they receive. Whether for internal reasons (e.g., management decisions) or external ones (e.g., the buyer’s customer’s decisions), a buyer may change or cancel an order already paid for or placed. This can vary from a totally wrong order to simply a few minor issues with it. If the customer’s order is damaged or incorrect. This can be simply be an incorrect price listed on the invoice, incorrect products or orders, or a mistake related to discount or VAT. It is usually issued for one of the following reasons: Invoice error The timing reflects what point in the invoicing process the issue arises. The former also represents a formal request for credit to the seller (who might yet dispute it), but the latter signify the seller’s acknowledgement of credit owed.Ī credit note can be issued before or after a payment has been made. The main difference is that credit notes are issued by the seller, whereas debit notes (sometimes called debit memos) are issued by the buyer.ĭebit notes are usually sent before an invoice is received, whereas credit notes are sent because an invoice has been received. What’s the difference between a credit note and debit note?Ĭredit and debit notes are similar but not the same. Refunds are generally issued for simpler reasons of dissatisfaction with services or goods. These are not necessarily related to quality issues, though may include them. A credit note is both acknowledgement and proof of credit owed, whereas a refund is a direct repayment of credit.Ī credit note is also more likely to implicitly signify further transactions between the two parties, whereas a refund does not.Ĭredit notes are issued for a variety of practical reasons. A credit note is similar to – but not exactly the same as – a refund.
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3/31/2024 0 Comments Cloud convert webm to gifTo resolve this issue, try VLC media player. If you need a WebM to GIF converter, you’re in the right place. MP4 is a container that contains various kinds of data, so when there is a problem opening the file, it usually means that data in the container (an audio or video codec) is not compatible with the device’s OS. On some devices, particularly mobile, opening this file type can be problematic. On Windows, it opens in Windows Media Player. There is no need for third-party software. Simply double-clicking the file opens it. MP4 files open in the operating system's default video player. Many consider MP4 to be one of the best video formats available today. It is also a popular video format for streaming over the Internet, such as on YouTube. It is compatible with a wide range of devices and operating systems, using a codec to compress file size, resulting in a file that is easy to manage and store. Or if you want to make a GIF from multiple images, use our GIF makerinstead.MPEG-4 (MP4) is a container video format that can store multimedia data, usually audio and video. If you are looking for a tool to perform conversion the other way around (GIF to Video), give our GIF to MP4 or GIF to Use our crop, resize, and optimization tools below the output image, to adjust the dimensions and file size.Pause the video and click "Use current video position" to get an accurate start and end time for.Maximum length at 5 fps is 60 seconds at 10 fps it's lowered to 30 seconds, and If you want to create longer GIFs, you have
This debt payoff strategy follows these steps: The second step is using the “Debt Snowball Method” to make extra debt payments. You’re likely familiar with Dave Ramsey’s Baby Steps if you are striving to be debt-free. There are free templates for other tasks, including a to-do list, calendar and travel planner. You will find both templates in the Google Sheets template gallery at. If you continue using these sheets for multiple years, you can compare your 20 monthly spending. At the end of each month, you can copy these figures to the annual budget tracker to keep quickly comparing your month-to-month habits. You may decide to use the monthly budget template to track your daily spending. It’s possible to customize each template, but your options are relatively slim versus a Tiller Money spreadsheet. Annual budget tracker – List your monthly income and expenses by category to track your monthly progress.īoth sheets include basic how-to instructions to create your budget.You can compare your planned and actual benefits by category. Monthly budget – Log individual income and spending transactions. These are the two default Google Sheets budgeting templates: However, you must be willing to input each transaction manually to have correct figures. These barebones templates can help improve your spending habits without breaking the bank. This template has a tab for one person or two persons to compare each person’s income to their needs, wants and savings.ĭid you know that Google Sheets offers two premade templates? Both are free and similar to the Microsoft Excel budget templates you may already use. The 50/30/20 budgeting strategy can be easier to achieve if you live in a two-income household. Thankfully, there are simple ways to save money when you don’t have free time to pursue a side hustle. Separating your necessary monthly expenses (needs) from your wants can be challenging at first. The remaining 20% for savings and extra debt payments should include saving for retirement and boosting your emergency fund. Your “wants” might consist of streaming plans and date nights. The 50/30/20 rule divides your cash into one of three categories:Įxamples of your “needs” include your minimum monthly loan payments, insurance and living expenses. You’re also more likely to be able to afford a one-time financial surprise or temporary pay cut without going into debt. Only spending half of your income on needs means you’re not living paycheck to paycheck. The “50/30/20 rule” encourages you to only spend half of your monthly income on necessary expenses. Most budgeting templates are a zero-sum budget where you assign a budget category for each dollar you earn. You can modify the income and expense categories to fit your personal spending plan.Ĭheck out our Free Budget and Financial Planning Printables as well. Expenses – Groceries, giving, “His” and “Her” spending, vehicle and gas, etc.Housing expenses – Mortgage/rent, utilities, internet, insurance, etc.Income – You and your spouse’s (if applicable) monthly salary.The Starter Budget takes a monthly look at these categories: You can open the Starter Budget in Microsoft Excel or Google Sheets. Using Well Kept Wallet’s own Starter Budget is free and saves you time. The digital alternative is manually logging each transaction into your spreadsheet.īuilding your own template can be effective, but it’s easy to overlook certain expenses. The simplest budget is writing your income and expenses on a piece of paper. These complex budgeting templates are “too smart.” It does not store any personal data.You may only need a basic budget template that lets you quickly compare your income and monthly expenses.Īdvanced spreadsheets may require too much effort to update or can be confusing to navigate. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. The cookie is used to store the user consent for the cookies in the category "Performance". This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. The cookies is used to store the user consent for the cookies in the category "Necessary". The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". The cookie is used to store the user consent for the cookies in the category "Analytics". These cookies ensure basic functionalities and security features of the website, anonymously. Necessary cookies are absolutely essential for the website to function properly. 3/31/2024 0 Comments Affinity photo astro pluginsThis new MAX Edition of Photo RAW, which you can own outright, works as both as a standalone editor or as a plugin to Adobe Ps/Lr and other editors. Consisting of 88 raster brushes, this add-on has been specially curated from Felix’s personal set of Affinity retouching brushes. Stacking of the light frames increases the SNR (signal-to-noise ratio). Let your imagination run wild with these Dreamphography brushes for Affinity, created by the one-and-only Felix Hernandez. It requires light frames, which are long exposures of the night sky, and several kinds of calibration frame. With the MAX version, you can use Photo RAW and each of its features (Develop, Effects, NoNoise AI, Resize AI, Portrait AI, HDR) as plugins for Lightroom, Photoshop, Capture One, Affinity, and Apple Photosįor launching ON1 from Lightroom, Photoshop, etc. ON1 Photo RAW MAX 2024 has all the ON1 plugins including Effects, NoNoise AI, Sky Swap AI, Resize AI, HDR, and Portrait AI. Affinity Photo 2s is used to create high-quality celestial images. Love it or get your money back, no questions asked Get every major upgrade in the future for all ON1 appsĬonnect your photos in ON1 Photo RAW on Desktop to Mobile devicesįull Access to all ON1 Plus Content–Video Library, Creative Library, Video Courses, Loyalty Rewards, and moreĪctivations for each title on macOS and Windows astrophotography, portraiture, light painting), then go out and apply them to obtain the imagery I use in the tutorials. I research and learn specific techniques for each genre (e.g. It easily tackles large-scale gradients from light pollution, but can also handle vignetting and even tricky edge, corner, and circular gradients that are very hard to deal with. It can process 32-bit, 16-bit, or 8-bit images, grayscale or RGB color. Includes Sky Swap AI, Resize AI, Effects, NoNoise AI, Portrait AI, and HDRĪll Future Major Upgrades to Photo RAW & Individual Apps Affinity Photo 2 is now available as part of their universal license you pay a one-off fee of 164.99 for Affinity Photo, Affinity Publisher, and Affinity Designer. Official video tutorials for the desktop and iPad versions of Affinity Photo. GradientXTerminator is a gradient removal plug-in for Photoshop that is fast and easy to use. Plugin functionality includes Develop, Effects, NoNoise AI, Resize AI, Portrait AI, and HDR.įor launching ON1 from Lightroom, Photoshop, etc. With the MAX edition, you can launch Photo RAW and each feature as a plugin from inside Photoshop, Lightroom, Apple Photos, Affinity, and others. Configuring plugins in Affinity Photo 2 can be automatic or be configured manually on a per plugin basis. 3/31/2024 0 Comments Best crosshair valorant codeAdditionally, it provides clear visual feedback when you're aiming at an enemy, which can help you improve your accuracy. It's small, simple, and unobtrusive, which makes it easy to focus on your targets. The default crosshair in VALORANT is a good place to start for beginners.
“Madison Reed’s latest launch, Bonding Time Bond Building Treatment, is the first bond-building treatment designed specifically to protect your color. How well your color holds up largely depends on at-home care, “At-home care is essential,” Perkins says. For example, celebrity hair colorist Jenna Perry of New York City’s Jenna Perry Studio recommends touch-ups and glazes every six to eight weeks for notoriously high-maintenance amber glaze red hair, as well as exclusively using sulphate-free shampoos and conditioners formulated for colored hair. “It’s really toner that you’re likely to be keeping up with, which is usually touched up every eight weeks if you’re following steady at-home maintenance.” “If you’re talking permanent color, root touch-ups usually happen every four to six weeks, but it doesn’t need to be that soon unless you’re keeping up on gray coverage,” says Perkins. If you decide to go the professional route, how often you touch up your hair depends on the specific type of treatment you receive. “Brunettes are adding highlights of copper to accentuate and create a warm, vibrant look.” How often should I visit the salon for touch-ups? “We are seeing reddish brunettes a lot this year,” says Jennifer Korab, celebrity hairstylist and owner of Renaissance Salon & Spa in Hillsborough, New Jersey. That’s likely why salons are noticing a surge in requests for more red-tinted browns, which are a much more low-maintenance ways to wear red hair. Plus, salon trips can be costly, with dye jobs ranging from $75 to $200 (or more) depending on the technique(s) used. Auburns and reds are notoriously tricky in terms of upkeep and require touch-ups every six to eight weeks. That said, choosing which red hair color works best for you comes down to how much maintenance you’re willing to put up with. “If you tend to gravitate toward rosier looks with golden tones, brown to neutral shades and orange hues in red lips, then a more copper-toned red will likely work better for you.” One trick to help you figure out your best tones? “If you like violet lipsticks, blue eyeliners, and blackest-black mascara, you’ll likely look great in blue- and violet-based reds,” Perkins says. “However, you’ll want to be more mindful of tones when you’re playing with truer reds, staying on cooler blue-based reds for ash-friendly tones,” she says. There is a shade of red for everyone, and Perkins says that gold and copper are universally flattering. Which shade of red hair works best for me? We asked hair experts all about their favorite red hair colors, how to choose your best shade, and what it takes to maintain the look. Over the past five years we’ve seen many more nuanced variations of these shades, and it’s made people less afraid.”įeeling inspired? You’re in the right place. “We’ve lived in a world for a long time of brunettes versus blondes in print ads and film. As for why the fiery shade is having such a moment? “We needed to see someone break the mold, and so many more celebrities and influencers have,” Perkins says. Shvonne Perkins, master colorist and lead educator at Madison Reed, agrees, adding that red hair mania isn’t going anyway any time soon. This year alone Megan Fox, Chrissy Teigen, Julia Fox, and Emily Ratajkowski have debuted their own takes on the hue, so we-and professional hairstylists-have a feeling the hair color trend is just getting started. Red hair color has never been hotter, and all the celebrities who recently dyed their hair the fiery shade prove it. 3/31/2024 0 Comments Concrete retaining wall blocksAdditionally, poured concrete retaining walls offer a variety of design options, ranging from basic functional forms to decorative, textured finishes that enhance aesthetic appeal. These walls are poured on-site into carefully designed forms, ensuring a tailored fit to the landscape. Poured concrete walls are admired for their solid, monolithic structure, providing exceptional compression strength that withstands substantial earth pressures. Understanding the characteristics of each material is crucial for selecting the right retaining wall solution. While concrete offers high compression strength and durability, block walls provide flexibility and are often faster to construct. Poured concrete walls and block walls are two prevalent options, each with unique properties. Retaining walls are essential for holding back soil in sloped terrains, and the choice of material can significantly impact their performance and longevity. The decision between poured concrete walls and block walls ultimately hinges on the demands of the project and the desired outcome. Both types have distinct advantages and limitations, shaped by their material composition and construction techniques. This comparison delves into the specifics of each type, helping to determine the best choice for retaining walls vs other alternatives.Įxamining the two, poured concrete retaining walls are favored in scenarios where a seamless barrier is preferred, while block walls are chosen for their modularity and ease of repair. On the other hand, block walls offer a range of design options and are often easier to install. Poured concrete retaining walls are known for their robust compression strength, providing a solid mass that resists the lateral pressure of soil. When contrasting poured concrete walls with block walls, it’s essential to assess various factors such as structural integrity, cost, and suitability for different environments. 3/31/2024 0 Comments Background eraser app for iphoneIt is said to be one of the most précised tools which can help you create a picture that will. Well, it is said to be one of the most amazing free photo eraser apps for iPhone since it provides a very sophisticated way to edit and remove the background in your photos. After the 3 day trial period has expired, the subscription will automatically renew as per the rate, unless cancelled at least 24 hours before the end of the 3 day trial. The first one on our list is the BackGround Eraser. The offer is limited to a 3-day trial for a one-week subscription. This app helps to remove the image background automatically with a single tap. Any unused portion of the free trial period, if offered, will be forfeited upon purchase of the subscription. First of all, for a photo background remover app, Apowersoft Background Eraser is an extremely easy-to-use app to have on iPhone, Android, and PC. You may manage subscriptions and disable auto-renewal after purchase by going to your App Store account settings. Within 24 hours prior to the end of the current period, your account will be debited with the renewal fee. Subscription automatically renews unless auto-renewal is turned off at least 24 hours prior to the end of the current period. Apply our touch-sensitive brush for erasing. Our user-friendly interface lets you zoom in and out to pixel-level accuracy. Take control with Ereasy’s precision manual editing tools. Payment will be deducted from your Apple ID account when you confirm your purchase. Ereasys automatic background eraser feature allows you to instantly cut out backgrounds from your photos with unmatched accuracy. Unleash your creativity in our free editor!īack Eraser offers 3 types of subscriptions to choose from Decorate your photo with stickers, emojis, logos Any unnecessary objects will be easily removed using our application. Remove unwanted objects, faces, people, objects from the image. Change the background in a couple of clicks by choosing from pre-made templates or by uploading your own! You can also choose a color background from the proposed templates.īack Eraser helps you easily remove backgrounds from any of your images and photos. Easily remove or add a white background to highlight the subject in the photo. Download Magic Background Eraser App and enjoy it on your iPhone, iPad, and iPod touch. The application is designed to instantly remove or replace the background. Read reviews, compare customer ratings, see screenshots, and learn more about Magic Background Eraser App. Change the background in a couple of clicks by choosing from pre-made templates or by uploading your own Remove unwanted objects, faces, people, objects from the image. Back Eraser helps you quickly and easily remove and replace the background of photos and images. Back Eraser helps you easily remove backgrounds from any of your images and photos. 3/31/2024 0 Comments Md keno winning numbersThe Odds of Predicting Keno Numbers Successfully So, is there a way to predict Keno numbers for every game round? On another note, if you stick to the land-based version of Keno, the most frequent state-drawn numbers are 3, 16, 44, 58, and 78. Think of the coin flip outcome: landing it on heads or tails will not affect the outcome of subsequent draws, right? These numbers are 3, 12, 27, 31, 32, 35, 40, 49, 50, and 65 but we can take a better look at them and their frequency in a draw thanks to the following table:Īlthough it is eye-opening to see which numbers are drawn most frequently, note that we can't choose them consecutively in any future draws. With some luck, you could make frequent winning combinations and diversify your strategies and patterns for better performance. This percentage may seem insignificant initially, but picking these top Keno-winning numbers, in the long run, could be a win-win situation. Yet, after analyzing the statistics from thousands of Keno games, it is possible to use math and see what numbers appear the most based on past draws.Īccording to data collection from many sessions, certain Keno spots have a slight advantage over the others. It is tough to imagine that the best Keno numbers even exist. "Every number in Keno has the same chance of being drawn." They are among the most frequent spots in Keno, but what about the other 75?īefore I answer this question, it's essential to mention the golden rule: We already know that the most drawn Keno numbers (also called “hot numbers”) are 1, 4, 23, 34, and 72. What are the Best Keno Numbers? Do They Really Exist? Remember that you can always go back to our list of keno guides and learn more about the game and its patterns and strategies. Expert's Advice: Strategy for Predicting Lotto Numbers.Tips and Tricks for Finding the Best Numbers.The Most Commonly Drawn Numbers (for Different Keno Variants).In further reading, you will learn more about: Now, my guide may not be able to help you determine which of the dozens of number combinations will come up, but it could narrow your search for the right set of numbers in Keno. This is due to the RNG (Random Number Generator), which triggers a new set of random numbers multiple times per second whenever the game is activated. Still, even that approach may only be somewhat reliable, as numbers drawn the most in online Keno can vary. We also provide these information for the games above: winnning numbers, hot/cold/overdue numbers, jackpot, how to play, how to win, most winning numbers, prizes, winning odds, payout, frequency chart, lotto wheels, etc.Keno is a game of luck like the lottery, and the only legit way to predict the game's outcome is through analyzing data from thousands of sessions. Pick 3 Evening is drawn everyday Sunday thru Saturday 8:00 PM.Pick 4 Evening is drawn everyday Sunday thru Saturday 8:00 PM.Pick 4 Midday is drawn everyday Sunday thru Saturday 12:30 PM.5 Card Cash is drawn daily Sunday thru Saturday 8:00 PM.MultiMatch is drawn two times a week Monday and Thursday 11:07 PM.Cash4Life is drawn daily Sunday, Monday, Tuesday,Wednesday, Thursday, Friday and Saturday 9:00 PM.MEGA Millions is drawn 2 times a week Tuesday and Friday 11:00 PM.Powerball is drawn two times a week Wednesday and Saturday 10:59 PM.Maryland (MD) lottery currently offers these lottery games:.We also provide these information about Maryland lottery: contact, address, phone number. Maryland (MD) state(lotto) lottery official websites:, ,, ,, ,,.To see a wide range of new game designs, innovative promotions, and a more inclusive playing experience. And, players who bring a non-winning Maryland Million ticket to theĮvent receive free admission and the chance to win $5,000 that day!Īs the Maryland Lottery remains at the forefront of game development trends and technological advancements, players can expect Maryland Lottery lucky second-chance winner will be awarded a $1 million grand prizeĭuring the Maryland Million Day event on October 14th. The popularity of our second-chance contests continues to grow, and, in response, Maryland Lottery are launching more of Year, players have been introduced to a variety of new games and promotions. With another fiscal year underway, the Maryland Lottery is offering current and future players a variety of new entertainment.Īs the lottery industry enters into a new era of game development, the Maryland Lottery is paving the way. Maryland (MD) Lottery General Information Maryland Lottery Results - Search by Date 3/31/2024 0 Comments What to annotate in an articleAs we annotate, we have to think about what we're reading and how it relates to what we already know.
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